Privacy Policy

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Our Commitment To Privacy

KozakInsurance.com, which is owned by Kozak Insurance Agency, is the domain name we are using to market Kozak Insurance Agency. We take your privacy seriously, as it is important to us. Therefore, we have created this privacy policy in order to demonstrate our firm commitment to protect your privacy and which we enforce to protect our users.

Please read the following to learn more about our privacy policy. The terms "we", "us" and "our" refer to Kozak Insurance Agency. To make this privacy policy easy to find, we make it available throughout our Web site and everywhere personally identifiable information may be requested.

What This Privacy Policy Covers

This privacy policy covers KozakInsurance.com's treatment of personally identifiable information that KozakInsurance.com collects.

This policy does not apply to the practices of companies that Kozak Insurance Agency does not own or control, or to people that Kozak Insurance Agency does not employ or manage.

The Information We Collect

This notice applies to all information collected or submitted at KozakInsurance.com. KozakInsurance.com collects information from our users at several different points on our Web site.

When requesting additional information, we ask for your name and various contact information which may include, E-mail address, mailing address, or other information. This information is referred to as personally identifiable information. Consequently, once you request information from KozakInsurance.com, you are not anonymous to us.

Kozak Insurance Agency uses this information for two general purposes: to fulfill your requests for certain products and services, and to contact you about specials and new products and services.

Collection Of Personal Information From Minors Under Eighteen

Protecting the privacy of children is extremely important to us. For that reason we do not structure any part of our Web site to attract anyone under the age of eighteen (18).

The Way We Use Information

Kozak Insurance Agency uses the information you provide about yourself or others to complete the transaction for which the information is intended. Such transactions may include obtaining information from you to supply you with additional information about our services.

From time to time we request information from users via surveys. Participation in these surveys is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name) and demographic information (such as zip code and age). Survey information will be used for purposes of monitoring or improving the use and satisfaction of KozakInsurance.com.

Finally, we may also use the information you provide us to inform you of additions or improvements to KozakInsurance.com.

Information Sharing And Disclosure

Kozak Insurance Agency is the sole owner of the information we collect. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement.

Kozak Insurance Agency may send personally identifiable information about you to other companies or people when:

  1. We have your consent to share the information;
  2. We need to share your information to provide the product or service you have requested;
  3. We need to send the information to companies who work on behalf of Kozak Insurance Agency to provide a product or service to you. (Unless we tell you differently, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary to assist us.);
  4. We respond to subpoenas, court orders or legal process; or
  5. We find that your actions on our Web site violate KozakInsurance.com's privacy policy.

Private Communications

Kozak Insurance Agency considers E-mail transmissions to be private correspondence between the sender and recipient. Therefore, we will not edit, or disclose the contents of your private communications, unless we believe we must do so (a) to enforce our Privacy Policy, (b) because we are required to do so by law, (c) to defend Kozak Insurance Agency in any legal action, or (d) to protect the property of Kozak Insurance Agency. Additionally, our users must agree to respect the privacy and confidentiality of others.


KozakInsurance.com contains links to other sites. Please be aware that Kozak Insurance Agency is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by KozakInsurance.com.

Our Commitment To Data Security

Kozak Insurance Agency takes every precaution to protect the information of our users. When users submit sensitive information to us, that information is protected both online and offline.

To prevent unauthorized access, maintain data accuracy, and ensure the appropriate use of information, we have put in place appropriate physical, electronic, and managerial procedures reasonably designed to safeguard and secure the information we collect online.

All information pertaining to our users is restricted in our offices. Only employees who need the information to perform a specific job (for example, our agents or customer service representatives) are granted access to personally identifiable information. Our employees must use password-protected screen savers when they leave their desk. When they return, they must re-enter their password to regain access to your information. Furthermore, all employees are kept up to date on our security and privacy practices. Every quarter, as well as any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure information about our users is protected.

If you have any questions about the security at KozakInsurance.com, you may direct your E-mail to JWKozak@KozakInsurance.com.


KozakInsurance.com may set and access KozakInsurance.com cookies on your computer. A cookie is a small data file that certain Web sites write to your hard drive when you visit them. A cookie file can contain various information that the site uses to track the pages you've visited. The only personal information a cookie can contain is information you supply yourself and it can't read data off your hard disk or read cookie files created by other sites.

You may refuse cookies by turning them off in your browser. You do not need to have cookies turned on to use our site.

Other Miscellaneous Privacy Issues

We may occasionally send our users important information on products and services via a newsletter.

Changes To This Privacy Policy

Kozak Insurance Agency may amend this privacy policy from time to time. If we make any substantial changes in the way we use your personally identifiable information we will notify you by posting a prominent announcement on our pages.

How To Contact Us

If you have any questions, suggestions or concerns about this Privacy Policy, please contact us by E-mail: JWKozak@KozakInsurance.com, or postal mail: Kozak Insurance Agency, P. O. Box 11482, Santa Ana, CA 92711-1482.


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